{"id":235123,"date":"2025-04-23T09:00:54","date_gmt":"2025-04-23T07:00:54","guid":{"rendered":"https:\/\/parm.com\/?p=235123"},"modified":"2026-09-28T08:38:47","modified_gmt":"2026-09-28T06:38:47","slug":"kustannus-hyotyanalyysi","status":"publish","type":"post","link":"https:\/\/parm.com\/fi\/kustannus-hyotyanalyysi\/","title":{"rendered":"Kustannus-hy\u00f6tyanalyysi"},"content":{"rendered":"\n<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section\"><div class=\"et_pb_row_0 et_pb_row et_block_row\"><div class=\"et_pb_column_0 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><p>Projektinhallinnan ABC: K = kustannus-hy\u00f6tyanalyysi<\/p>\n<h1>Kustannus-hy\u00f6tyanalyysi: kattava opas p\u00e4\u00e4t\u00f6ksentekoon<\/h1>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_row_1 et_pb_row et_block_row\"><div class=\"et_pb_column_1 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_code_0 et_pb_code et_pb_module\"><div class=\"et_pb_code_inner\"><div class=\"shariff shariff-align-left shariff-widget-align-left\" style=\"display:none\"><ul class=\"shariff-buttons theme-round orientation-horizontal buttonsize-medium\"><li class=\"shariff-button facebook shariff-nocustomcolor\" style=\"background-color:#4273c8\"><a href=\"https:\/\/www.facebook.com\/sharer\/sharer.php?u=https%3A%2F%2Fparm.com%2Ffi%2Fkustannus-hyotyanalyysi%2F\" title=\"Bei Facebook teilen\" aria-label=\"Bei Facebook teilen\" role=\"button\" rel=\"nofollow\" class=\"shariff-link\" style=\"; 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Se auttaa arvioimaan hankkeen tai investoinnin taloudellisia etuja ja haittoja. Se soveltuu erityisen hyvin olemassa olevien mieltymysten neutraloimiseen p\u00e4\u00e4t\u00f6ksentekoprosessissa. T\u00e4ss\u00e4 artikkelissa selvit\u00e4mme kustannus-hy\u00f6tyanalyysin perusteet, sen edut, soveltamisalat ja vaiheittaisen oppaan sen toteuttamiseen.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_row_4 et_pb_row et_block_row\"><div class=\"et_pb_column_4 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/parm.com\/fi\/kustannus-hyotyanalyysi\/#Mika_on_kustannus-hyotyanalyysi\" >Mik\u00e4 on kustannus-hy\u00f6tyanalyysi?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/parm.com\/fi\/kustannus-hyotyanalyysi\/#Kustannus-hyotyanalyysin_soveltamisalat\" >Kustannus-hy\u00f6tyanalyysin soveltamisalat<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/parm.com\/fi\/kustannus-hyotyanalyysi\/#Kustannus-hyotyanalyysin_edut\" >Kustannus-hy\u00f6tyanalyysin edut<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/parm.com\/fi\/kustannus-hyotyanalyysi\/#Kustannus-hyotyanalyysin_tekeminen_%E2%80%93_askel_askeleelta\" >Kustannus-hy\u00f6tyanalyysin tekeminen &#8211; askel askeleelta<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/parm.com\/fi\/kustannus-hyotyanalyysi\/#Kustannus-hyotyanalyysin_haasteet_ja_kritiikki\" >Kustannus-hy\u00f6tyanalyysin haasteet ja kritiikki<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/parm.com\/fi\/kustannus-hyotyanalyysi\/#Yhteenveto\" >Yhteenveto<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Mika_on_kustannus-hyotyanalyysi\"><\/span>Mik\u00e4 on kustannus-hy\u00f6tyanalyysi?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Kustannus-hy\u00f6tyanalyysi on systemaattinen menetelm\u00e4 hankkeen tai p\u00e4\u00e4t\u00f6ksen taloudellisen toteutettavuuden arvioimiseksi. Aiheutuneita kustannuksia verrataan odotettuihin hy\u00f6tyihin, jotta voidaan tehd\u00e4 perusteltu p\u00e4\u00e4t\u00f6s siit\u00e4, mihin toimenpiteisiin olisi ryhdytt\u00e4v\u00e4 tai mit\u00e4 toimenpiteit\u00e4 olisi jatkettava. Tavoitteena on varmistaa, ett\u00e4 hankkeen hy\u00f6dyt ylitt\u00e4v\u00e4t sen kustannukset. Kustannus-hy\u00f6tyanalyysi tarjoaa n\u00e4in ollen m\u00e4\u00e4r\u00e4llisen n\u00e4k\u00f6kulman hankkeeseen ja mahdollistaa selke\u00e4n p\u00e4\u00e4t\u00f6ksen tekemisen sen sijaan, ett\u00e4 kuunneltaisiin yksitt\u00e4isi\u00e4 mieltymyksi\u00e4 tai tuntemuksia. Osana analyysia eri vaihtoehtojen kustannuksia ja hy\u00f6tyj\u00e4 verrataan kesken\u00e4\u00e4n hankkeen nettohy\u00f6dyn laskemiseksi.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_row_5 et_pb_row et_block_row\"><div class=\"et_pb_column_5 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h2><span class=\"ez-toc-section\" id=\"Kustannus-hyotyanalyysin_soveltamisalat\"><\/span>Kustannus-hy\u00f6tyanalyysin soveltamisalat<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Kustannus-hy\u00f6tyanalyysi sopii erinomaisesti tilanteisiin, joissa on teht\u00e4v\u00e4 p\u00e4\u00e4t\u00f6s toimenpiteist\u00e4, joiden taloudelliset kustannukset ja hy\u00f6dyt voidaan ilmaista raham\u00e4\u00e4r\u00e4isesti. Analyysi itsess\u00e4\u00e4n voi olla vaativa ja aikaa viev\u00e4. Siksi se ei juurikaan kannata pieniss\u00e4, v\u00e4h\u00e4n monimutkaisissa p\u00e4\u00e4t\u00f6ksiss\u00e4, jotka voidaan tehd\u00e4 yksinkertaisen p\u00e4\u00e4t\u00f6ksentekomatriisin avulla. Jos kuitenkin edess\u00e4si on suuria p\u00e4\u00e4t\u00f6ksi\u00e4, jotka voivat vaikuttaa ratkaisevasti projektin onnistumiseen, t\u00e4llainen analyysi on suositeltavaa esimerkiksi seuraavilla aloilla:<\/p>\n<ul>\n<li><strong>Yritykset<\/strong> voivat k\u00e4ytt\u00e4\u00e4 kustannus-hy\u00f6tyanalyysi\u00e4 (CBA) investointip\u00e4\u00e4t\u00f6sten tekemiseen, kustannusten optimointiin tai tuotekehitysp\u00e4\u00e4t\u00f6sten tekemiseen. Kustannus-hy\u00f6tyanalyysi on hy\u00f6dyllinen my\u00f6s yritysstrategian kehitt\u00e4misess\u00e4.<\/li>\n<li><strong>Projektinhallinnassa<\/strong> kustannus-hy\u00f6tyanalyysi\u00e4 voidaan k\u00e4ytt\u00e4\u00e4 projektiehdotusten arviointiin tai resurssien jakamiseen.<\/li>\n<li><strong>Julkishallinnossa<\/strong> CBA:lla on lukuisia sovellusalueita infrastruktuurihankkeista sosiaaliohjelmien kautta ymp\u00e4rist\u00f6politiikkaan.<\/li>\n<li><strong>Terveydenhuollossa<\/strong> uusia l\u00e4\u00e4ketieteellisi\u00e4 hoitoja tai l\u00e4\u00e4kkeit\u00e4 voidaan arvioida kustannus-hy\u00f6tyanalyysin avulla.<\/li>\n<\/ul>\n<\/div><\/div><div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h2><span class=\"ez-toc-section\" id=\"Kustannus-hyotyanalyysin_edut\"><\/span>Kustannus-hy\u00f6tyanalyysin edut<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Parempi p\u00e4\u00e4t\u00f6ksenteko:<\/strong> Yritykset ja organisaatiot saavat selke\u00e4n perustan investoinneilleen.<\/li>\n<li><strong>Resurssien tehokas k\u00e4ytt\u00f6:<\/strong> Resursseja hy\u00f6dynnet\u00e4\u00e4n optimaalisesti v\u00e4ltt\u00e4m\u00e4ll\u00e4 kannattamattomia hankkeita.<\/li>\n<li><strong>L\u00e4pin\u00e4kyvyys ja j\u00e4ljitett\u00e4vyys:<\/strong> Kustannus-hy\u00f6tyanalyysi selvent\u00e4\u00e4 p\u00e4\u00e4t\u00f6ksen taloudellisia vaikutuksia.<\/li>\n<li><strong>Eri vaihtoehtojen vertailukelpoisuus:<\/strong> Sen avulla useita vaihtoehtoja voidaan punnita objektiivisesti kesken\u00e4\u00e4n.<\/li>\n<\/ul>\n<\/div><\/div><div class=\"et_pb_text_5 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h2>Kustannus-hy\u00f6tyanalyysin tekeminen - askel askeleelta<\/h2>\n<p><strong>1. Selvitt\u00e4\u00e4 yleiset puitteet<\/strong><br \/>Ensinn\u00e4kin tulisi m\u00e4\u00e4ritell\u00e4 CBA:n puitteet. Kustannus-hy\u00f6tyanalyysi alkaa yleens\u00e4 tietyll\u00e4 kysymyksell\u00e4, johon analyysin avulla pyrit\u00e4\u00e4n l\u00f6yt\u00e4m\u00e4\u00e4n vastaus. Esimerkiksi: \u201dPit\u00e4isik\u00f6 meid\u00e4n k\u00e4ynnist\u00e4\u00e4 projekti XY?\u201d <br \/>Jotta kustannukset ja hy\u00f6dyt voidaan tunnistaa seuraavissa vaiheissa, on lis\u00e4ksi t\u00e4rke\u00e4\u00e4 ymm\u00e4rt\u00e4\u00e4 nykytilanne tai l\u00e4ht\u00f6tilanne. Kirjoittakaa siis muistiin kuvaus nykytilanteesta tai suorituskyvyst\u00e4, projektin ennustetut tulokset sek\u00e4 mahdollisuudet ja riskit. M\u00e4\u00e4ritelk\u00e4\u00e4 t\u00e4m\u00e4n j\u00e4lkeen kustannus-hy\u00f6tyanalyysin (CBA) puitteet. T\u00e4m\u00e4 tarkoittaa esimerkiksi sit\u00e4, mihin aikaj\u00e4nteeseen kustannus- ja hy\u00f6tyarviot koskevat, millaiset kustannukset ja hy\u00f6dyt otetaan huomioon tai j\u00e4tet\u00e4\u00e4n pois sek\u00e4 miten niit\u00e4 mitataan.<\/p>\n<p><strong>2. Kustannusten ja hy\u00f6tyjen tunnistaminen<\/strong><br \/> Seuraava vaihe sis\u00e4lt\u00e4\u00e4 kaikkien asiaankuuluvien kustannusten ja hy\u00f6tyjen kirjaamisen. N\u00e4it\u00e4 ovat:<\/p>\n<ul>\n<li><strong>V\u00e4litt\u00f6m\u00e4t kustannukset:<\/strong> N\u00e4m\u00e4 ovat kustannuksia, jotka aiheutuvat tuotteen valmistamisesta, palvelun tarjoamisesta tai hankkeen toteuttamisesta, kuten hankinta-, k\u00e4ytt\u00f6- tai henkil\u00f6st\u00f6kustannukset.<\/li>\n<li><strong>V\u00e4lilliset kustannukset:<\/strong> N\u00e4m\u00e4 ovat kiinteit\u00e4 kustannuksia, jotka eiv\u00e4t liity suoraan hankkeeseen, kuten vuokra, kuljetuskustannukset tai vaihtoehtoiskustannukset.<\/li>\n<li><strong>Muut kustannukset:<\/strong> Otetaan huomioon my\u00f6s kustannukset, joita ei voida mitata erikseen tai jotka liittyv\u00e4t riskeihin. Esimerkiksi vaikutukset br\u00e4ndimielikuvaan tai asiakastyytyv\u00e4isyyteen, toteutumattomista mahdollisuuksista aiheutuvat kustannukset tai kustannukset, joita joudut maksamaan riskien ehk\u00e4isemiseksi. T\u00e4llaisia kustannuksia voidaan usein mitata tunnuslukujen avulla.<\/li>\n<li><strong>Rahalliset edut:<\/strong> T\u00e4h\u00e4n luokkaan kuuluvat hy\u00f6dyt, jotka voidaan mitata tietyll\u00e4 raham\u00e4\u00e4r\u00e4ll\u00e4. T\u00e4llaisia ovat esimerkiksi tulot, myynnin kasvu, s\u00e4\u00e4st\u00f6t tai tehokkuushy\u00f6dyt.<\/li>\n<li><strong>Muut kuin rahalliset edut:<\/strong> Esimerkiksi parantunut asiakastyytyv\u00e4isyys, ymp\u00e4rist\u00f6nsuojelu tai sosiaaliset hy\u00f6dyt. N\u00e4it\u00e4 hy\u00f6tyj\u00e4 voidaan usein mitata tunnusluvuilla, jotka voit sis\u00e4llytt\u00e4\u00e4 laskelmaan.<\/li>\n<\/ul>\n<p><strong>3. Arvioi kustannukset ja hy\u00f6dyt<\/strong><br \/>Kun kustannukset ja hy\u00f6dyt on yksil\u00f6ity, ne olisi mahdollisuuksien mukaan ilmaistava raham\u00e4\u00e4r\u00e4isin\u00e4. T\u00e4m\u00e4 voidaan tehd\u00e4 markkinatietojen, asiantuntijalausuntojen tai tilastollisten laskelmien avulla, mutta my\u00f6s aiemmista hankkeista saatujen empiiristen arvojen avulla.<br \/>Koska monilla hankkeilla on pitk\u00e4aikaisia vaikutuksia, on t\u00e4rke\u00e4\u00e4 ottaa huomioon ajallinen etusija. T\u00e4m\u00e4 tehd\u00e4\u00e4n diskonttaamalla tulevat kustannukset ja hy\u00f6dyt diskonttokoron avulla ja laskemalla n\u00e4iden m\u00e4\u00e4rien nykyarvo.<\/p>\n<p><strong>4. Kustannus-hy\u00f6tysuhteen laskeminen<\/strong><br \/>Kokonaishy\u00f6tyj\u00e4 verrataan nyt kokonaiskustannuksiin. Usein k\u00e4ytetty kaava on:<br \/>Nettohy\u00f6dyt = kokonaishy\u00f6dyt - kokonaiskustannukset<br \/>Kokonaishy\u00f6dyt ja kokonaiskustannukset ovat kaikkien hy\u00f6tyjen ja kustannusten summa.<\/p>\n<p><strong>5. Herkkyysanalyysi<\/strong><br \/>Tulosten kest\u00e4vyyden tarkistamiseksi on hy\u00f6dyllist\u00e4 tarkastella erilaisia skenaarioita, esimerkiksi optimistisia, realistisia ja pessimistisi\u00e4 oletuksia. N\u00e4in ep\u00e4varmuustekij\u00f6it\u00e4 voidaan arvioida paremmin. T\u00e4m\u00e4 tehd\u00e4\u00e4n esimerkiksi herkkyysanalyysin avulla.<\/p>\n<p><strong>6. p\u00e4\u00e4t\u00f6ksenteko<\/strong><br \/>Tulosten perusteella voidaan tehd\u00e4 perusteltu p\u00e4\u00e4t\u00f6s:<\/p>\n<ul>\n<li>Jos <strong>nettohy\u00f6ty<\/strong> on <strong>positiivinen<\/strong>, se tarkoittaa, ett\u00e4 hankkeen hy\u00f6ty on suurempi kuin sen kustannukset. T\u00e4m\u00e4 puhuu siis hankkeen toteuttamisen puolesta. Kiinnitt\u00e4k\u00e4\u00e4 kuitenkin huomiota siihen, kuinka suuri nettohy\u00f6ty on. Liian pieni hy\u00f6ty voi olla suhteessa siihen vaadittaviin ponnisteluihin liian v\u00e4h\u00e4inen. T\u00e4llaisissa tapauksissa tulisi selvitt\u00e4\u00e4, onko olemassa vaihtoehtoa, jolla voitaisiin saavuttaa parempi tulos.<\/li>\n<li><strong>Negatiivinen hy\u00f6ty<\/strong> tarkoittaa, ett\u00e4 hankkeen kustannukset ovat suuremmat kuin hy\u00f6dyt. Jos keksit keinon j\u00e4rjest\u00e4\u00e4 suurimmat kustannuser\u00e4t eri tavalla kustannusten pienent\u00e4miseksi, hanke voi silti olla toteuttamiskelpoinen. Jos n\u00e4in ei ole, hanke ei ole kannattava.<\/li>\n<\/ul>\n<\/div><\/div><div class=\"et_pb_text_6 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h2><span class=\"ez-toc-section\" id=\"Kustannus-hyotyanalyysin_haasteet_ja_kritiikki\"><\/span>Kustannus-hy\u00f6tyanalyysin haasteet ja kritiikki<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Hy\u00f6dyist\u00e4 huolimatta kustannus-hy\u00f6tyanalyysiin liittyy joitakin haasteita:<\/p>\n<ul>\n<li><strong>Rahallisen arvon m\u00e4\u00e4ritt\u00e4misen vaikeus:<\/strong> Kaikkia tekij\u00f6it\u00e4 ei ole helppo ilmaista raham\u00e4\u00e4r\u00e4isin\u00e4 arvoina (esim. ymp\u00e4rist\u00f6- tai yhteiskunnalliset vaikutukset).<\/li>\n<li><strong>Ennusteiden ep\u00e4varmuudet:<\/strong> Pitk\u00e4n aikav\u00e4lin arvioihin liittyy virhearvioiden riski, koska markkinamuutoksia ei usein voida ennustaa. Sama p\u00e4tee riskeihin.<\/li>\n<li><strong>Subjektiiviset oletukset:<\/strong> Diskonttokoron ja muiden parametrien valinta voi vaikuttaa tuloksiin.<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_row_6 et_pb_row et_block_row\"><div class=\"et_pb_column_6 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_7 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h2><span class=\"ez-toc-section\" id=\"Yhteenveto\"><\/span>Yhteenveto<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Kustannus-hy\u00f6tyanalyysi on tehokas v\u00e4line hankkeiden ja investointien taloudelliseen arviointiin. Se tarjoaa j\u00e4sennellyn perustan p\u00e4\u00e4t\u00f6ksenteolle ja auttaa punnitsemaan riskej\u00e4 ja mahdollisuuksia paremmin. Joistakin haasteista huolimatta se on edelleen v\u00e4ltt\u00e4m\u00e4t\u00f6n ty\u00f6kalu yrityksille, hallituksille ja organisaatioille ymp\u00e4ri maailmaa.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_row_7 et_pb_row et_block_row\"><div class=\"et_pb_column_7 et_pb_column et_pb_column_1_2 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_8 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><p>Kustannus-hy\u00f6tyanalyysien tehokkuuden ja tarkkuuden parantamiseksi erikoistuneen projektinhallintaohjelmiston, kuten myPARM ProjectManagementin, k\u00e4ytt\u00f6 voi olla suuresti hy\u00f6dyllist\u00e4. T\u00e4m\u00e4 ohjelmisto tukee vakiintuneita menetelmi\u00e4 ja standardeja, kuten PRINCE2, PMBOK (PMI) tai ICB (IPMA), ja mahdollistaa r\u00e4\u00e4t\u00e4l\u00f6innin yrityskohtaisiin toimintamalleihin. Taloussuunnittelu-, resurssienhallinta-, riskienhallinta- ja raportointitoimintojen ansiosta myPARM tarjoaa kattavan alustan, joka kattaa koko projektin elinkaaren ja helpottaa siten perusteltua p\u00e4\u00e4t\u00f6ksentekoa.<\/p>\n<\/div><\/div><\/div><div class=\"et_pb_column_8 et_pb_column et_pb_column_1_2 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_9 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><p>Lue lis\u00e4\u00e4 myPARM-projektin ja -salkunhallintaohjelmistosta:<\/p>\n<\/div><\/div><div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_0_wrapper preset--group--divi-button--divi-button--hi917qs--default_wrapper preset--module--divi-button--default_wrapper\"><a class=\"et_pb_button_0 et_pb_button et_pb_bg_layout_light et_pb_module et_block_module preset--group--divi-button--divi-button--hi917qs--default preset--module--divi-button--default\" href=\"https:\/\/parm.com\/fi\/myparm\/\">Lis\u00e4tietoja myPARMista<\/a><\/div><div class=\"et_pb_text_10 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><p>Haluatko tutustua myPARMiin demossa? 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